Our solutions for Digital Banks

Streamline Onboarding with our FinCrime API

Digital banks are continuously disrupting the relationship between banks and their clients through seamless customer experiences, fast customer onboarding and faster transaction processing. This has led to more positive user experiences, but has also increased expectations from customers for real-time onboarding.

Unfortunately, a high number of false positives and alerts can hinder the ability to onboard and monitor suspicious entities and transactions quickly and efficiently.

In addition to this, the rise of digitization has led to the increase of the ease and speed at which funds can be deposited, transferred and accessed illegally.This reiterates the need of enhanced checks when processing client transactions.

Whether you are Neo-bank or a Challenger bank, it is essential to stay ahead of the curve by having a robust risk-based approach paired with intelligent AML solutions. Our solutions enable digital banks to comply with regulatory requirements and identify suspicious entities and activities in real-time.

Faster Customer Onboarding Cycles

  • Screen customers in real-time against 1,000s of global government regulatory and law enforcement watchlists, over 100 International and National Sanctions lists and PEPs.
  • Screen against real-time data to be the first to know about critical changes in risk status.
  • Reduce the time it takes to onboard thanks to consolidated risk profiles and by leveraging a customizable matching technology.

Automated Ongoing Monitoring

  • Move away from delayed flat file uploads to configured automated monitoring.
  • Screen against real-time data to be the first to know about critical changes in risk status.
  • Integrate AML checks seamlessly into your onboarding and monitoring workflow via a highly functional RESTful API.

Reduce Manual Interaction While Screening Payments in Real Time

  • Our 2-way API to receive alerts in real-time when suspicious transactions are detected.
  • By “whitelisting” clients that don’t pose a risk, users can significantly reduce false positives at onboarding and during ongoing monitoring, as well as speed up the transaction process.
  • Our webhooks enable straight-through processing and the ability to freeze transactions instantaneously.
  • We integrate this into your systems seamlessly so payments can be released instantly We help you spot outlier activity and uncover risk at an entity or transaction level.

Case Study

Holvi ensures seamless customer experience

  • Checks in seconds, reducing manual back-end compliance work.
  • Automated sanctions screening allowing payments to be delivered without delays.
  • Implementation of the API under three weeks and a dedicated Customer Success Manager.

Future-proof your processes today.
Speak to an AML expert.